Preheat Oven to 350° F
Grease bread pan lightly with nonstick spray or oil and a brush.
Line muffin tins with parchment paper as discussed in the post.
Combine banana, oil, milk, and eggs in a large mixing bowl.
Mix to combine (by hand or hand mixer)
Do not overmix as the bread will become 'tough'
Add brown sugar, nutmeg, and cinnamon. Stir well.
Next add, flour, baking soda, and baking powder.
Again, mix to incorporate but do not overmix.
Add oats and coconut to combine, reserving a sprinkle of coconut to top bread.
Once combined fill bread pan up 2/3 of the way, don't overfill.
Scoop remaining mixture into muffin cups.
Sprinkle each with a bit of coconut.
Bake approximately 60 minutes for the loaf and 35-40 minutes for muffins.
Use a toothpick to ensure bread is cooked.
If the toothpick comes out clean from centers of each, it is done.
Also, the bread will pull away from the sides of the bread pan.
Don't over bake.